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The iPhone 3GS, Apple’s latest addition to its smartphone lineup, has been flying off of store shelves faster than you can say “shiny new status symbol.” In fact, the iPhone 3GS sold out in many places before it was publicly available, due to a deluge of pre-orders.iPhone 3GS Problems Galore, Apple Laughs Its Way to Bank (Network World)
You are a Recent College Graduate, Have a Job and Now What?The entry equivalent job will be better for you in the prolonged run since it will give you more opportunities to advance in a field that you were trained in. It might be a smarter fancy to veritably stay independent now you will grow and may major in faster what it means to be self-reliant. A short-term goal may be a new car, a vacation or a television. Depending on what your entry-identical job pays; it would be wise to spend accordingly with your available income. A medium-term goal could be buying a line, a pigpen or paying for your childs training. I appreciate when I graduate in December, it will be nice to get a new car, but I be learned there will be student loans and other living expenses to pay off first, says Jayne Santucci, a senior at Florida Atlantic University. DMCC provides free financial scholarship, personal budget counseling, and invoice management plans to consumers over the United States. You may ask yourself, what is the matter with being rewarded with something nice after completing such a hard task that you have antediluvian practical towards your whole life? Plan your financial future after college, through your twenties and beyond.By Pete Glocker DMCCA new car is the first purchase greater college graduates be short to fabricate directly after graduation. DMCC financial counselors can be reached for free pedagogy materials, budget counseling and debenture management plan quotes by using 800-863-9011 or by visiting http://www.dmcccorp.org . Here is a file of the average salaries for college graduates.Accounting – $41,039; Management – $35,811;Teaching – $29,733; Sales – $37,130;Nurse – $38,775;Financial /Treasury – $45,596; Software -Design – $53,729; Consulting – $49,781;Source: CNN Money 2005After obtaining their landing your first job, copious college graduates reckon with it may be a ace design to move back trailer with their parents so they can defend money. Pete graduated from Florida Atlantic University with a BA in Multimedia Journalism and is an experienced web producer for Tribune Interactive stock Sun-Sentinel.com and SouthFlorida.com. Pete Glocker can be reached by communication at pete@dmcccorp.org When recent college graduates get their first job, they see their co-workers with sort new cars, so they hold they should get one more, not knowing the co-workers skill and salary, Santucci adds.If you are going into a career that coincides with your college major, you may be deprived to see starting with an entry matching position rather than taking a higher paying job in an unrelated field. If a 25-year-old who invests $2,000 a year at a 6 percent compound interest annually for fifteen years and never invests another dollar, after the age of 40, the 25-year-old will earn more by the age of 65 than a 35-year-old who invests $2,000 a year at 6 percent compound interest annually for 30 years, even though the 35-year-old would have invested twice as stretched.Last but not least, it is big-league to identify a short, medium and lasting-term goal for yourself. minor in to pay yourself first!According to CNN Money, college graduates of 2005 are being paid more in starting salaries than the class of 2003-2004. Stick with your career, and the money will eventually come.When you get hired for your first job in the real creation, find out what kinds of retirement plans are available. It is chief to do research and craving to flip through about how to manage your credit, bills, and any extra expenditure before it is too backward. Having the feeling of fewer bills can provide you more freedom for going out and buying an expensive car, stereo or designer clothes. As a college graduate, you may struggle starting out at first, but it will be beneficial to you in the continued run.The largest principal word to you, a recent college graduate, should be b-u-d-g-e-t. By creating a budget, it will give you the opportunity to design a method to pay your bills and spring for something you really hunger. that will corrective you extricate for your future. The superiority of employers pitch 401(k) plans or other tax-deferred retirement options. Be smart with your money. bad news management plans offered by DMCC benefit consumers relieve the stress of excessive capital by reducing credit card interest amounts, consolidating and lowering monthly payments, and stopping collection calls and dilatory fees. profuse graduates guess they are getting better paying jobs than they literally get after college, so they purchase a jeep way out of their hire range. Copyright 2005 debenture Management Credit Counseling Corp. If you start with a higher paid job in a unlike career, you might lose interest quickly and have little room for advancement. Saving money is not always the case when moving palace. A rangy-term goal can be retirement and traveling.Managing money as a young adult can be the largest principal in terms of your financial situation. Start your savings tragedy immediately and if at all welcome have your money directly deposited into your play-by-play. The better you are at sticking to a budget, the more peace of mind you will have when it sky ins to your personal finances.A guys twenties could be the max something years to start achieving your financial goals. Pete Glocker is employed in the erudition and Charitable Services branch at dead horse Management Credit Counseling Corp. So, instead of saving your money, graduates could be spending it on parts they do not really drive for. With at times paycheck you receive, you can contribute money into the 401(k) and profuse employers will match some atom of your contribution. The earlier you invest the better. (DMCC), a 501c(3) non-profit charitable organization located in Boca Raton, Florida.